Preparing for an Active Retirement – Bringing the Sunshine to the Golden Years.

3,2,1 time catches up to you. Establish what is best for you or your family member anytime after the 55th birthday. It is best to refer directly to experts who can assist with your questions or circumstances. Health specialists, accountants, solicitors, are ready to advise. Each of your friends who really know you well and understand you, will give valuable suggestions too. Visit and talk-discuss everything from financial advice to where to move to, if this is necessary. Don’t take one article or option as the definite truth but talk and look for your priorities.

Lifestyle and well being must be considered at this time. Joining a gym may be an answer or perhaps yoga, tai chi, a walking group and weekly sports such as indoor or outdoor bowls, croquet or golf croquet. Networking with church groups, and organisations, you have been interested in such as BPW, U3A, RSA, 60+, Probus , Red Hatters, Knitters or gardening groups and clubs.There are so many enjoyable and entertaining  worthy causes which is our way of keeping our communities working together.

Are you looking for a place to relax and have fun? Aged Care covers the many aspects of care available to those who are not as independent as they once were. There are now many wonderful retirement villages to consider. With this laid back lifestyle the cost has to be considered as hidden costs may eventuate. What is the best for you or your family members? If you were in the position of needing village life, value the new neighbourhood  and friends. Beware of family pushes but be open to the very necessary help that is offered. Yes, retirement keeps you busy and happy.

Planning time and money for travel is necessary. Plan to cope with your way of life. Plan your bucket list and be able to ask many questions from day to day.

Today’s retirees living on the state pension are struggling. Can they afford to run one car – let alone two? A single person renting a home needs $453 a week and a couple require $590 a week. Entitlement is $333 a week and $511 respectively. A couple need income in addition to NZ super of about $22,000 per annum.

A retirement nest egg to live off may be $420,000 but this doesn’t take into account any unexpected healthcare costs.

A list of voluntary jobs in our communities was built by our little discussion group. One does not have to look very far e.g:

1 – An aging neighbour who needs help with shopping or being driven to appointments.

2 – Cooking a meal for someone who is not well.

3 – Your neighbour’s family is needing help with education or sports or their animals.

4 – Assistance at local hospitals, visiting, feeding and many little caring jobs besides “meals on wheels”.

5 – Working with those who have disabilities.

6  – Gardening, housework and visiting to cheer.

Ione M Heron – BPW Franklin. The full report is on the BPW NZ website.

 

Why I like Retirement

How many days in a week?

6 Saturdays and 1 Sunday

When is a retiree’s bedtime?

Three hours after she falls sleep on the couch

How many retirees to change a light bulb?

Only one but it might take all day

What’s the biggest gripe of retirees?

There is not enough time to get everything done

Why don’t retirees mind being called seniors?

The term comes with a 10% discount

Among retirees what is considered formal attire?

Tied shoes

Why do retirees count pennies?

They are the only ones that have time

What is the common term for someone who enjoys work and refuses to retire?

NUTS

Why are the retirees so slow to clean out the basement, attic or garage?

They know that as soon as they do, one of their adult kids will want to store stuff there

What do retirees call a long lunch?

Normal

What is the best way to describe retirement?

The never ending coffee break!

 

 

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